Ruzanna Sahakyan

Experience

• 

  Femida

  Dec 2012 - Jun 2014

  Lawyer

  Advised on and ensured compliance with corporate governance principles to maintain transparency and accountability. Spearheaded negotiations and drafted contracts to protect the interests of the organization while fostering beneficial partnerships. Facilitated smooth transactions through due diligence, contract drafting, and regulatory compliance in mergers and acquisitions. Developed and implemented strategies to identify, assess, and mitigate legal risks for sustainable corporate operations. Kept abreast of regulatory changes and ensured the company's adherence to all applicable laws and industry regulations. Show less

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  VTB

  Jun 2014 - Jan 2015

  Lawyer

  Representing clients in court proceedings, demonstrating a tenacious approach to litigation and effective advocacy. Providing comprehensive legal advice to clients, ensuring a deep understanding of their needs and delivering tailored solutions.Meticulously reviewing and drafting legal documents, contracts, and agreements to safeguard clients' interests.Conducting thorough legal research to stay abreast of current laws and precedents, ensuring informed and strategic decision-making. Applying strong negotiation skills to reach favorable settlements and agreements on behalf of clients. Show less

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  AMIO BANK

  Mar 2015 - now

  Leading a results-driven debt collection team, consistently exceeding monthly targets. Developing and implementing effective debt recovery strategies, resulting in a significant increase in overall collection efficiency. Establishing and nurturing key client relationships, ensuring collaborative partnerships and client satisfaction. Ensuring strict adherence to all relevant financial regulations, maintaining ethical and legal debt collection practices.Spearheading initiatives to optimize non-performing asset portfolios, minimizing financial risks and maximizing recovery. Developing and implementing innovative strategies to resolve distressed assets, achieving optimal outcomes for stakeholders. Implementing robust risk mitigation strategies to safeguard against potential losses and ensure sustainable financial health. Building and maintaining collaborative relationships with stakeholders, fostering open communication and mutual understanding. Show less Successfully leading a dynamic team in recovering outstanding debts, surpassing monthly targets consistently. Implementing strategic debt recovery processes, resulting in overall collection efficiency. Developing and maintaining relationships with key clients, enhancing collaboration and ensuring client satisfaction. Spearheading the negotiation and resolution of high-profile debt cases, showcasing advanced negotiation skills. Implementing innovative training programs for the debt collection team, resulting in enhanced performance and productivity. Overseeing compliance with all relevant regulations, ensuring ethical and legal debt collection practices. Managing a diverse portfolio of delinquent accounts, consistently meeting or exceeding recovery targets. Collaborating with legal teams and stakeholders to navigate complex debt cases, ensuring optimal outcomes. Utilizing data analysis to identify trends and improve debt recovery strategies, leading to increased overall efficiency. Show less

  • Head of Retail business non-performing assets service

    Nov 2023 - now

  • Head of Retail business problematic loans service

    Jun 2019 - Nov 2023

  • Lawyer

    Mar 2015 - Jun 2019