Experience

• 

  First nationwide bank

  Jan 1987 - Jan 1993

  Vp portfolio manager

  Commercial Real Estate Loan Manager responsible for $225M special asset portfolio located in US central region. Managed 4 real estate special asset managers and support staff. Analyzed and negotiated borrower repayment terms. Worked with legal counsel on collection, foreclosure, bankruptcy and loan modification strategies.

• 

  Heartland bank

  Jan 1995 - Jan 2000

  Originated and managed $30M commercial real estate loan portfolio. Performed commercial underwriting analysis for loan submissions to committee. Managed program to engage outside appraisers and environmental consultants.

  • VP Commercial Lending

    Jan 1996 - Jan 2000

  • Chief Commercial Credit Officer

    Jan 1995 - Jan 1996
• 

  Regions bank

  Jan 2002 - Jan 2003

  Vp commercial lending

  Managed and grew $60M commercial loan portfolio to $70M. Presented new loan credits to loan committee for approval. Underwrote and documented portfolio loan renewals and extensions.

• 

  Peoples national bank

  Jan 2003 - Jun 2008

  Community bank president

  Missouri community bank president for new downtown St. Louis location. Grew loan portfolio to $80M for start up retail bank. Managed retail bank and Missouri lending division to profitability within 36 months. Highest commercial loan originator and fee generator in bank system.

• 

  Hi-pointe capital

  Jan 2008 - Jan 2009

  Commercial mortgage lender

  Commercial real estate conduit lending and underwriting. Provided permanent financing for $3.5M local apartment project.

• 

  Secureasset services

  Jan 2009 - Dec 2011

  Business development

  Strategic consulting with banks focusing on REO property management, receiverships, and disposition.

• 

  Niagara worldwide

  Jan 2012 - May 2014

  Chief financial officer

  Executive team member engaged in acquisition due diligence, asset dispositions, investor relations, and ROI reporting. Managed financial and accounting records for parent company and 8 subsidiary investment companies.

• 

  Clayton capital funding llc

  May 2014 - Nov 2024

  Commercial lending consultant

  Business Consultant in areas of commercial real estate, financing, and acquisition due diligence.

• 

  Hanley industries inc

  Mar 2018 - Apr 2022

  Chief financial officer
• 

  Novus companies

  Aug 2021 - Nov 2024

  Chief operating officer & director of leasing
• 

  Smartequity,inc

  Oct 2024 - now

  Senior vice president