Experience

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  Others

  Apr 1997 - Jun 2011

  Ifa

  David spent many of his formative years working in banking until 1990 when he set up his own business. David successfully sold this business in 1997 when he made the decision to come back to the financial profession he knew and enjoyed so much.Since 1997 David has been working as a financial adviser, all of which afforded him the experience and vision for both his clients and the type of practice he wanted to ultimately set. In June 2011 ML Financial Associates was established.ML Financial Associates Ltd is authorised and regulated by the Financial Conduct Authority Show less

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  Ml trust & estate planning

  Jun 2011 - Jun 2019

  Independent financial adviser, trust & estate planning

  David helps private and corporate clients plan a financial strategy for their future. Often this can involve dealing with the delicate issues of planning for future care and/or ensuring that your estate gets past to people that you want, not the tax man or some undesirable relative.Various legal and tax issues can make this a complicated process for people to navigate and David's experience and expertise, coupled with his ability to explain solutions in simple terms means that his clients are put at ease. David's clients have the peace of mind that their finances and estate are in order no matter what challenges they might face in the future.The Financial Conduct Authority does not regulate some forms of tax advice or trusts. Show less

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  Ml financial associates

  Jun 2011 - now

  David has an outstanding knowledge and understanding of the financial challenges faced by Partnerships, sole proprietors and Directors, particularly around taxation and benefits. He works closely with many businesses to address the issues around pensions, death in service, and relevant life plans. Keeping up to date with the changes in taxation and legislation David makes sure that all of his clients are taking advantage of the most cost effective way to source their financial solutions. Show less When you've worked hard to accumulate your money and wealth then you truly appreciate having someone with David's experience and knowledge to work with. David helps all his clients make sure their money starts working hard for them. The balancing act of getting your money to work for you and exposing your wealth to unnecessary risk is tricky. The options before you can be overwhelming.David and the team at ML Financial Associates take wealth accumulation and wealth protection extremely seriously, whether that be through your pensions or other investments. David works with his clients and the robust ML Wealth Management Service to address all aspects of investing from risk, to tax, charges and diversification of investments.ML Financial Associates Ltd is authorised and regulated by the Financial Conduct Authority Show less

  • Retired

    Jun 2019 - now

  • IFA specialising in Small to Medium Business Enterprises

    Jun 2011 - now

  • Independent Financial Planner, Pensions & Investments in Wealth Accumulation

    Jun 2011 - Jun 2019