Experience

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  Faculty of economics and political science, cairo university

  Jun 1995 - Aug 1996

  Executive assistant for the vice-dean of the community and environmental affairs.
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  Arab banking corporation – egypt

  Sept 1996 - Jul 2004

  Section head- corporate banking department

  Responsibilities1. Assess the creditworthiness of corporate clients with regular analysis of their financial statements 2. Attract new potential clients and prepare corporate package for the new facilities and the renewal for the existing ones.3. Ensure that all terms, conditions and documentation requirement of corporate packages are fulfilled and satisfied 4. Follow up with branches to ensure efficient completion of corporate transactions.5. Perform periodical visits to customers’ sites to keep track on business development 6. Prepare periodical reports for regular monitor of accounts including: Quarterly Portfolio Review, Monthly Profitability Report , Accounts status report, watch list report.Achievements Managing a portfolio of 40 corporate accounts amounting to approx. 145 millions distributed over different industries with special concentration on textile and tourism business. The following achievements have been made: 1. Managing the problematic accounts efficiently through a gradual phase out strategy resulting in reducing the bad exposure from LE 67 millions to LE. 22millions within 2 years with net reduction of LE. 45 millions2. Replace said reduction in portfolio by extending new corporate facilities to company with good credit worthiness reached LE. 40 millions in form of overdraft limits against assigned contracts / Counter Guarantees.3. Collateralizing extended facilities amounting to LE. 49 millions in form of power of attorney to mortgage valuable assets and pledged shares.4. Realizing an average profit of LE. 800 thousands on a monthly basis Minder weergeven

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  Allianz life assurance company – egypt

  Sept 2004 - Sept 2005

  Head of employees benefits – group life assurance department

  1. Supporting the sales channels to achieve their group business target whereby the Group Insurance portfolio increased from 28 to 70 accounts during one year , amounting to LE 5.2 millions and covering approx. 17700 insured lives.2. Managing Allianz Partnership Agreements with prime banks at the Egyptian market whereby serious attempts were made to attract all group insurance business at these banks covering either bank’s employees or various retail products.3. Assist in the development, implementation and launch of an aggressive new Group Retirement Product. Minder weergeven

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  Social fund for development (sfd), the egyptian cabinet

  Jan 2006 - now

  Manager - franchise department

  Responsibilities 1. Managing the SFD Franchise Portfolio carrying out the following tasks:  Analyze the franchise concepts provided by the different companies working in the franchise business in order to prepare a franchise map according to business type and related geographical areas. Assist in setting the Franchise Scoring System which include the minimum criteria to be accredited as Qualifying Franchises.  Manage the franchise lending portfolio by distributing the successful franchisors' schemes between SFD lending channels either through partner banks or SFD Direct Lending, this is according to lending performance of the two channels, business type and geographical area. 2. Handling a monitoring and follow up system which takes in the following:  Follow up reports of franchisees ( either from SFD direct lending and / or partner bank)  Performance reports of partner banks ' contracts ( from bank sector of SEDS) Performance reports of Potential Franchisors ( from franchise development team).3. Take charge of tasks that manage the “Franchise Egypt Portal “ powered by SFD, which is considered the First National Franchise Portal in Egypt. It is designed to be served as a marketing and awareness tool for franchising as well as franchising information HUB. It is developed on a Business to Business basis, fully functional to meet the business matchmaking requirements between franchise stakeholders (Franchisors – Franchisees - Financial Institutions - Service Providers). Minder weergeven