Alina Diaconescu

Alina Diaconescu

Credit Analyst

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  • Timeline

  • About me

    Senior Process Improvement Specialist |Operations Division Manager | Strategic Operations Manager ๐ŸŒ | Results-Driven Professional๐Ÿš€ | Passionate about Driving Growth and Fostering Team Success ๐ŸŒฑ

  • Education

    • Universitatea Creศ™tinฤƒ "Dimitrie Cantemir"

      2008 - 2011
      International Relations and Affairs
    • Academia de Studii Economice din Bucureศ™ti

      2008 - 2010
      Master International Management and Marketing Business/Managerial Economics
    • Romanian Banking Institute (RBI)

      2019 - 2020
      Financial Markets and International banking operations
    • Academia de Studii Economice din Bucureศ™ti

      2005 - 2008
      Bachelor's degree Management
    • Romanian Banking Institute (RBI)

      2020 - 2021
      Credit: New Business Models - Impact of Prudential Requirements
  • Experience

    • Bancpost

      Jun 2007 - Aug 2008
      Credit Analyst
    • BNP Paribas Personal Finance

      Aug 2008 - Apr 2024

      ๐˜“๐˜ฆ๐˜ข๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฐ๐˜ฏ, ๐˜ ๐˜ฐ๐˜ณ๐˜ค๐˜ฉ๐˜ฆ๐˜ด๐˜ต๐˜ณ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ข ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ณ๐˜ฅ-๐˜ฃ๐˜ณ๐˜ฆ๐˜ข๐˜ฌ๐˜ช๐˜ฏ๐˜จ 6.6 ๐˜ฎ๐˜ช๐˜ญ๐˜ญ๐˜ช๐˜ฐ๐˜ฏ ๐˜™๐˜–๐˜• ๐˜ค๐˜ณ๐˜ฆ๐˜ฅ๐˜ช๐˜ต ๐˜ฅ๐˜ช๐˜ด๐˜ฃ๐˜ถ๐˜ณ๐˜ด๐˜ข๐˜ญ ๐˜ช๐˜ฏ ๐˜ข ๐˜ฅ๐˜ข๐˜บ, ๐˜ด๐˜ถ๐˜ณ๐˜ฑ๐˜ข๐˜ด๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฉ๐˜ฆ 1.5 ๐˜ฎ๐˜ช๐˜ญ๐˜ญ๐˜ช๐˜ฐ๐˜ฏ ๐˜™๐˜–๐˜• ๐˜ข๐˜ท๐˜ฆ๐˜ณ๐˜ข๐˜จ๐˜ฆ. ๐˜ž๐˜ฉ๐˜ช๐˜ญ๐˜ฆ ๐˜จ๐˜ถ๐˜ช๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ข ๐˜ฅ๐˜ฆ๐˜ฅ๐˜ช๐˜ค๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ต๐˜ฆ๐˜ข๐˜ฎ ๐˜ฐ๐˜ง 25-50 ๐˜ง๐˜ถ๐˜ญ๐˜ญ-๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ฆ๐˜ฎ๐˜ฑ๐˜ญ๐˜ฐ๐˜บ๐˜ฆ๐˜ฆ๐˜ด. ๐˜ ๐˜ฑ๐˜ณ๐˜ช๐˜ฐ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ป๐˜ฆ๐˜ฅ ๐˜ค๐˜ฐ๐˜ญ๐˜ญ๐˜ข๐˜ฃ๐˜ฐ๐˜ณ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ, ๐˜ฎ๐˜ฐ๐˜ต๐˜ช๐˜ท๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฐ๐˜ถ๐˜ต๐˜ด๐˜ต๐˜ข๐˜ฏ๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ณ๐˜ฆ๐˜ด๐˜ถ๐˜ญ๐˜ต๐˜ด, ๐˜ฆ๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ต๐˜ฆ๐˜ข๐˜ฎ'๐˜ด ๐˜ธ๐˜ฆ๐˜ญ๐˜ญ-๐˜ฃ๐˜ฆ๐˜ช๐˜ฏ๐˜จ ๐˜ข๐˜ฏ๐˜ฅ ๐˜จ๐˜ณ๐˜ฐ๐˜ธ๐˜ต๐˜ฉ. โœ” Ensured comprehensive training and coaching sessions for the team and other departments, validating credit files for accuracy and compliance with internal proceduresโœ” Spearheaded transformative projects automating operational flows, enhancing customer and employee experience, resulting in substantial reductions in Time to Finance (TTF) from 16 days in 2019 to 4.3 days in 2022, and incomplete files rate from 50% in 2017 to 22% in 2021โœ” Significant contributor to the automation of ANAF interrogation, elevating automated decision rates for B2B customers from 78% to 94%, leading to 7 full-time equivalent (FTE) payroll savingsโœ” Directed and synchronized the activities of the Analysis and Financing Department, encompassing KYC and fraud prevention, fostering a growth-oriented environment in alignment with company values and vision, resulting in motivated staff surpassing KPIsโœ” Optimized resource allocation and workflow within the department, driving efficiency and achieving departmental objectives with precisionโœ” Pioneered impactful cross-departmental workflow enhancements, enhancing operational synergy and support for other departments Show less ๐˜“๐˜ฆ๐˜ฅ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ฆ๐˜ท๐˜ฆ๐˜ญ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ฅ ๐˜ข ๐˜ฉ๐˜ช๐˜จ๐˜ฉ-๐˜ฑ๐˜ฆ๐˜ณ๐˜ง๐˜ฐ๐˜ณ๐˜ฎ๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฆ๐˜ข๐˜ฎ, ๐˜ฆ๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ช๐˜ฏ๐˜จ ๐˜ด๐˜ต๐˜ณ๐˜ช๐˜ค๐˜ต ๐˜ข๐˜ฅ๐˜ฉ๐˜ฆ๐˜ณ๐˜ฆ๐˜ฏ๐˜ค๐˜ฆ ๐˜ต๐˜ฐ ๐˜ฑ๐˜ญ๐˜ข๐˜ฏ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฑ๐˜ฆ๐˜ณ๐˜ง๐˜ฐ๐˜ณ๐˜ฎ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ช๐˜ฏ๐˜ฅ๐˜ช๐˜ค๐˜ข๐˜ต๐˜ฐ๐˜ณ๐˜ด. Orchestrated training sessions, established efficient work plans, and collaborated across teams, achieving continuous improvement and successful project implementation. โœ” Validated credit contracts with meticulous attention, surpassing quality indicators by 5%, ensuring accuracy and complianceโœ” Monitored daily activities, implementing efficient work plans that resulted in a 60% reduction in processing time and 2.5 FTE payroll savings, addressing issues promptly and proposing effective solutionsโœ” Effectively communicated changes, fostering transparency and alignment, resulting in a 15% improvement in team retention, with up to 10 peopleโœ” Organized and conducted training sessions, enhancing workflow and skills, leading to a 20% increase in employee competency Show less

      • Operations Division Manager

        Jun 2016 - Apr 2024
      • Financing Coordinator

        Jan 2012 - May 2016
      • Credit Analyst

        Aug 2008 - Dec 2011
    • Intesa Sanpaolo Bank Romania

      Apr 2024 - now
      Senior Process Improvement Specialist - Organization & PMO
  • Licenses & Certifications

    • Agile Fundamentals: Including Scrum & Kanban

      Udemy
      Mar 2024
    • Lean Six Sigma Yellow Belt

      Advanced Innovation Group Pro Excellence (AIGPEโ„ข)
      Apr 2024
    • Management through Coaching

      BNP Paribas
      Jan 2021
    • ARIS designer - BPM

      BNP Paribas
      Jan 2013
    • PMI Professional in Business Analysis (PMI-PBA)

      Trilex - training & certificari internationale
      Sept 2021