
Timeline
About me
Transformational Multifamily Finance Leader to Drive Business and Operational Excellence ▸ Innovative and Inclusive Leadership | Strategic and Sustainable Growth | Robust Revenue Generation
Education

West virginia university
-Bachelor of science - bs business administration: financeActivities and Societies: Alpha Kappa Psi Study Abroad: Upper-Division Business Studies at the Consortium International University in Paderno Del Grappa, Italy
Experience

Wachovia securities
Jan 2003 - Jun 2005Analyst: cmbs researchAnalyzed CMBS and CDO composition and performance for research reports. Skilled in preparing draft presentations for broadly attended industry conferences and investors regarding sector performance and investment products.

Bb&t capital markets
Mar 2005 - Mar 2007Analyst: commercial mortgage-backed securitiesProvided distressed CMBS desk with commercial mortgage research and bond analytics research.

Freddie mac
Apr 2007 - Mar 2017I focused on innovating and optimizing pricing structures to align with ever-evolving market trends and to elevate operations. By responding quickly to market dynamics and actively shaping solutions through informed, strategic decision-making, our strategies were consistently effective. My team transformed the way we approached pricing, integrating technology and training to enhance efficiency and accuracy. Using the power of data-driven insights and collaborative teamwork, I worked to drive industry-leading outcomes, leverage cutting-edge technologies, and implement training that empowered us to set the highest standards. Show less
Senior Director: Multifamily Capital Markets – Head of Pricing
Dec 2009 - Mar 2017Senior Analyst: Investments and Capital Markets
Apr 2007 - Dec 2009

Capital one
Apr 2017 - Jul 2024I have made it my mission to exceed goals through innovative strategies and leadership. At the heart of my approach is a deep commitment to understanding the intricacies of agency finance and to driving transformations. I steer my team through complex landscapes – always with an eye towards growth and sustainability – and am known for creating a synergy between cutting-edge technology and human expertise. Every decision is both data-driven and people-focused.I take pride in bringing together diverse perspectives, directing more than 260 staff across originations, underwriting, capital markets, closing, asset management, and servicing. Together, we don't just work on projects; we build real-world solutions. Whether it's launching new products or reimagining existing processes, the focus has always been on crafting solutions that resonate across the industry. Show less I embraced the challenge of totally revitalizing our operational framework, creating a vision where efficiency and innovation overlapped. My focus was on building a robust structure from the ground up, one that could withstand the evolving demands of the industry while setting new benchmarks in operational excellence. From goal setting to implementing metrics-based leadership, every action was aimed at fostering a culture of accountability and collaboration.Leading a talented team, I placed a strong emphasis on governance and process improvement. Navigating the complexities of a dynamic environment, particularly during the COVID-19 pandemic, I directed the team in facing new challenges with resilience. This role demanded operational expertise alongside a deep understanding of how to bring out the best in people – ensuring that our collective efforts translated into tangible improvements in the operational landscape. Show less When I managed the capital markets team, I was deeply invested in sculpting a future-focused, data-driven strategy to enhance operations. I automated the intake of more than 5,000 pricing requests across production channels that were priced and quoted from the 3 agency executions and were communicated back to the production staff. My leadership philosophy was centered around empowering my team to excel, blending analytical rigor with creative problem-solving. We navigated the market effectively and sought to influence it, setting new precedents in efficiency and effectiveness. Every decision and strategy was a step towards cementing our reputation as forward-thinkers in the complex world of agency finance. Show less
Managing Vice President: Head of Agency Finance
Oct 2020 - Jul 2024Vice President: Multifamily Operating Officer
Jan 2019 - Oct 2020Senior Director: Head of Capital Markets (Agency Finance)
Apr 2017 - Jan 2019

Bell partners inc
Jul 2024 - nowChief administrative officer- Oversight of the Company’s Human Resources, Information Technology, Procurement, and Environmental, Social and Governance (ESG) initiatives- Help lead other strategic and corporate initiatives to support the CEO and President- Serve on the Executive Committee to guide the Company’s strategic direction, business policies and investment decisions
Licenses & Certifications

Chartered financial analyst (cfa)
Cfa instituteSept 2010
Honors & Awards
- Awarded to Kate ByfordPower Finance 50 List Commercial Observer May 2023 #35 - Jamie Henderson, Kate Byford and Joshua Howes
- Awarded to Kate Byford2021 GlobeSt. Woman of Influence Award: Finance Executive Globe St. Jul 2021 KATE BYFORD In 2020, Kate Byford was named the head of agency finance at Capital One, overseeing $9 billion in annual production and a team of more than 200 associates. Previously, Byford had been overseeing capital markets and pricing strategies, serving as SVP and head of multifamily capital markets and as a multifamily operating officer at Capital One on the multifamily finance team. Byford's storied experience shined last year when she worked to maintain the firm's standing as a top 10… Show more KATE BYFORD In 2020, Kate Byford was named the head of agency finance at Capital One, overseeing $9 billion in annual production and a team of more than 200 associates. Previously, Byford had been overseeing capital markets and pricing strategies, serving as SVP and head of multifamily capital markets and as a multifamily operating officer at Capital One on the multifamily finance team. Byford's storied experience shined last year when she worked to maintain the firm's standing as a top 10 Fannie Mae DUS and Freddie Mac Optigo lender throughout the pandemic, ultimately producing a record year of lending activity for the firm. Show less
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