Biljana Hadzi-Velkova

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Skopje, Skopje Statistical Region, North Macedonia

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Timeline
About me
Manager at Komercijalna Banka AD
Education
- Ss. Cyril and Methodius University in Skopje / Универзитет „Св. Кирил и Методиј“ во Скопје
  -
  Master of Science - MS Finance and Financial Management Services
- Ss. Cyril and Methodius University in Skopje / Универзитет „Св. Кирил и Методиј“ во Скопје
  2022 -
  PhD Economy Science
Experience
- Komercijalna Banka AD
  Sept 1999 - now
  - Organizing of the working of the Department- Approving of credit products in accordance with the assigned credit authorization- Meetings with clients and arranging conditions for the credit products- Member of the Credit Committee of the Bank from 10.2019 (previously deputy member from 01.01.2007)- Member of ESG Committee, starting from 13h December,.2022 - Making of the acts and politics acts for corporate lending- Contacts with NBRSM- Negotiations with foreign creditors for credit lines - Making of proposals for approving credit products- Contacts with clients from the portfolio
  - Manager of Industry Lending Department
    Jan 2007 - now
  - Advisor of the Corporate Lending Division Manager
    Dec 2005 - Dec 2006
  - Independent Coordinator in the Corporate Lending Division
    Mar 2004 - Dec 2005
  - Coordinator in the Corporate Lending Division
    Jun 2003 - Mar 2004
  - Loan Officer in the Agriculture Lending Department
    Sept 1999 - Jun 2003
Licenses & Certifications
- Green finance regulation and risk
  German Sparkassenstiftung for International Cooperation (DSIK)
  Jan 2022
- IFC Training on TCFD for Banks
  UN SSE
  Jan 2022
- Risk Management and Legal Considerations in Factoring and Receivable Finance
  Factor Chain International
  Jan 2019
- Climate Disclosure Requirements: How is Eastern Europe responding
  S&P Global
  Jan 2022
- Compulsory steps in achieving energy savings through integration of renewable energy and encouraging energy efficiency
  Economic Chamber of North Macedonia
  Jan 2022
- Spotlight on sustainability: How banks can overcome the challenges of achieving Net-zero by 2050
  S&P Global
  Jan 2022
- Certificate for appreciation for being Author at the 4th International Scientific Conference titled "Economic and Business Trends Shaping the Future"
  Ss. Cyril and Methodius University in Skopje, Faculty of Economics-Skopje
  Nov 2023
- How to lead people in challenging times - New management concepts
  D.R. Gilbert Centar Group
  Dec 2023
- EBRD's Green Finance Academy - Corporate officer's loan Team
  EBRD
  Aug 2023