Ratnala Sridhar Kumar

Ratnala sridhar kumar

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location of Ratnala Sridhar KumarMumbai Metropolitan Region
Phone number of Ratnala Sridhar Kumar+91 xxxx xxxxx
  • Timeline

    Feb 2004 - Jan 2007

    Bancassurance (Canara Bank)

    Aviva India
    Jan 2007 - Jul 2007

    Business Development Manager-Bancassurance

    SBI Life Insurance Co. Ltd.
    Aug 2007 - Apr 2009

    Manager (Capital Markets)

    Birla Global Finance Co. Ltd.
    Current Company
    Apr 2009 - now

    Deputy General Manager

    IDBI Bank
  • About me

    Diploma in International Banking & Finance at IIBF

  • Education

    • Iibf

      -
      Diploma in international banking & finance international business/trade/commerce
    • Visakhapatnam university

      1999 - 2001
      Master of business administration (m.b.a.) marketing/marketing management, general

      Studied MBA with Marketing Specialisation in Collage named Gayatri Collage for PG Studies affiliated to Visakhapatnam University

  • Experience

    • Aviva india

      Feb 2004 - Jan 2007
      Bancassurance (canara bank)

      Growth Path:Mar 05- Jan 07: Sales Manager- Bancassurance (Canara Bank)Feb 04- Mar 05: Financial Planning ConsultantI initiated career with responsibility of managing the entire buying and selling operation of securities for customers and hence sustaining the profitability. I was meant to manage Aviva Life Bancassurance model with ABN AMRO bank. During these early years, I was instrumental in maintaining Relationship with H.N.I. clients of ABN AMRO bank and thereby suggesting appropriate products.Subsequently, I was elevated to a Sales Manager role, where I was responsible for driving the sales operation for multiple Branches of Canara Bank in coordination with Team of Branch managers and Investment officers. I was also instrumental in imparting training and increasing the awareness of “Insurance” to the Entire Branch especially to Investment officers. Show less

    • Sbi life insurance co. ltd.

      Jan 2007 - Jul 2007
      Business development manager-bancassurance

      Here, I was managing Mumbai Region (Maharashtra, Gujarat) of State Bank of Mysore for SBI Life Insurance Banc assurance channel. I was instrumental in imparting training and increasing the awareness of “Insurance” to the Entire Branch especially to CIFs. My role also entailed conceptualising and implementing marketing strategy in the entire region for business development. As a part of the role, I also conducted regional level internal contests and also handled training for bank staffs for better participation in cross selling activities. I was also tasked to coordinate between SBI Life and State Bank Of Mysore for post sale proposal processing, policy issuance and also for after sales service. MIS and monthly reviews were also part of my role here. Show less

    • Birla global finance co. ltd.

      Aug 2007 - Apr 2009
      Manager (capital markets)

      Here, I independently managed Capital Market Division of Birla Global Finance in Hyderabad region. Sourced, carried due diligence appraised, disbursed and monitored proposals for loan against shares, loan against mutual fund units, Loan against Insurance Policies, LAS syndication, Promoter Funding, IPO Financing. I was responsible for conceptualising and implementing marketing strategy in the entire region for business development. I also effectively coordinated with group companies Birla Sun Life Insurance and Birla Sun Life Mutual Fund for business generation. I was also responsible for preparing Monthly MIS of business growth in the entire region. Show less

    • Idbi bank

      Apr 2009 - now
      Deputy general manager

      Growth Path:Jul 19- Present: Deputy General Manager Jul 14- Jul 19: Assistant General Manager- Branch Head, Mid Corporate BranchApr 09- Jun 14: Senior Manager- Manager (Syndication Department)I initiated tenure with responsibilities including business development & networking with various corporates for sourcing of project finance deals, having successfully gained hands on experience across rupee debt syndication, ECB debt syndication, pre bid advisory services, structured finance deals and other areas. I was also responsible for handling sourcing and structuring of securitization deals (asset backed & Mortgage Backed) from corporates/banks/NBFCs. Moreover, I handled Interbank Participation Certificates (IBPCs) for the bank, with the entire responsibility entailing networking with various banks top management for purchase and sale of IBPCs.Moving on, I moved into my current role where I have grown to lead a mid corporate branch as Branch Head-MCG, having P & L responsibility for the same. I am now shouldering responsibility for sourcing and credit appraisal of large & mid corporate along with MSME proposals. I havebeen successful in handling corporates across diverse sectors including Steel, Textile, Cement, Jewellery, EPC, Infrastructure, Chemicals, Petrochemicals, Pharmaceuticals, Ports, as well as Service, Retail and Trading . My role entails business development, account management and relationship building. I am also responsible for keeping a close eye on stressed accounts to minimize NPAs, while also implementing several measures such as CDR, SDR, S4A and others for revival of stressed accounts. Show less

  • Licenses & Certifications

    • Certified financial valuation analyst

      Vskills
    • Limited insolvency exam

      Ibbi
    • Jaiib, caiib

      Indian institue of banking & finance
      Apr 2010