Experience

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  Rhodes university i.t. department

  Feb 2005 - Dec 2006

  I.t. lab assistant
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  Ecobank malawi

  Nov 2008 - Jun 2010

  Account relationship officer

  • Analyzing and processing customers credit applications according to the guidelines as stipulated by the banks credit committee;• Making a balanced number of calls on prospects versus customers;• Identify potential growth areas and open new accounts; handle and process all new accounts and sign on customer’s on the bank’s electronic platforms;• Sell all products and services mostly concentrating on high value products; identify customer’s needs and offer appropriate products/service to meet customer’s needs. Show less

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  Fdh bank limited

  Jun 2010 - Apr 2016

  • Deposit mobilization, customer retention and acquisition;• Growing and developing a portfolio of quality SMEs across all business sectors;• Managing a portfolio of high value clients and ensuring full customer satisfaction through direct selling and cross selling of the organizations products.• Managing a balanced number of calls and client visits against periodic sales targets for the department.• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting credit facilities;• Credit analysis and monitoring;• Collateral management;• Debt recovery and rehabilitation. Show less • Analyzing and providing advisory services to corporate executive clients and offer suitable financial products to meet their business needs;• Preparing weekly reports on the Bank’s deposit trend, all facilities availed, and fees collected for submission to the Bank’s Loans and Investments Committee;• Maintaining the Bank’s excess report within acceptable limits and making recommendations for provisions on accounts that are non-performing;• Supervising junior officers in the department and making sure their work falls in line with the overall groups standard;• Establishing and Maintaining Interpersonal Relationships - Developing constructive and cooperative working relationships and maintaining a portfolio in an assigned market. Show less

  • Credit Monitoring

    Jan 2015 - Apr 2016

  • Account Relationship Officer - SME - Personal & Business Banking

    Nov 2011 - Jan 2015

  • Account Relationship Officer - Corporate Banking

    Jun 2010 - Nov 2011
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  Opportunity international bank of malawi

  Jun 2016 - Oct 2017

  Sme - account relationship manager

  Leading a sales team responsible for the growth and ROI of the SME portfolio in the northern region of Malawi through marketing, business development and providing financial solutions to clients using a wide range of products and services offered by the bank.

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  First capital bank, malawi

  Nov 2017 - Aug 2018

  Corporate relationship manager
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  Centenary bank limited

  Jul 2020 - now

  Corporate relationship manager