Aashutosh Sahay

Aashutosh sahay

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location of Aashutosh SahayJamshedpur, Jharkhand, India
Followers of Aashutosh Sahay2000 followers
  • Timeline

  • About me

    Credit Manager | Bandhan Bank | Ex-intern at UTI Mutual Fund | XISS'24 PGDM (Finance)

  • Education

    • Netaji subhas institute of business management

      2018 - 2021
      Bba accounting and finance 83.5%
    • Indira gandhi national open university

      2021 - 2022
      Pgd in financial management finance and financial management services a
    • Xavier institute of social service

      2022 - 2024
      Pgdm finance
  • Experience

    • J.p. morgan

      Dec 2020 - Jan 2021
      Virtual internship (investment banking)
    • Finlatics

      Mar 2021 - May 2021
      Financial market experience certificate

      • The primary aspects of this flagship program included portfolio management, wherein I learnt to make a virtual portfolio that is linked to live BSE prices.• Carrying out detailed equity research across the three market segments, i.e. Large Cap, Mid Cap, and Small Cap.

    • Reliance retail

      Apr 2021 - Jun 2021
      Assistant store manager

      • Overseeing the store operations• Managing inventory • Ensuring smooth operations

    • Goaler

      Oct 2022 - Nov 2022
      Finance intern

      • Handling basic concepts of investing - mutual funds, NPS, FD, tax saver, and other investment options.• Working on the concepts of portfolio management and risk management.• Working on golden rules and different types of investment plans.• Writing up investment plan (IPS).• Working on the basics of stock selection.• Working on sessions on careers in the finance industry.

    • Uti mutual fund

      Apr 2023 - May 2023
      Finance accounting intern
    • Bandhan bank

      May 2024 - now
      Credit manager

      • Underwriting of personal loans forsalaried and self-employed customers.• PDD & Portfolio management• Vendor management and reporting• MIS reporting • Research and evaluate clients’ creditworthiness• Create credit scoring models to predict risks• Approve or reject loan requests, basis credibility, potential revenues and losses• Calculate and set interest rates• Monitor payments• Maintain records of loan applications• Follow up with clients to manage debt settlements and loan renewals• Ensure all lending procedures comply with regulations Show less

  • Licenses & Certifications

    • Economics for capital markets

      Corporate finance institute® (cfi)
      View certificate certificate
    • Nism-series-v-a: mutual fund distributors certification

      National institute of securities markets (nism)
      Sept 2021
    • Introduction to corporate finance

      Great learning
      View certificate certificate
    • Nism-series-v-b: mutual fund foundation certification

      National institute of securities markets (nism)
      Oct 2021
    • Financial globalization, capital flows, and the global financial cycle

      Asian development bank institute (adbi)
    • Maths fundamentals for capital markets

      Corporate finance institute® (cfi)
      View certificate certificate
    • Financial risk analytics

      Great learning
      View certificate certificate