Harsh Ram, CFA, FMVA®

Harsh ram, cfa, fmva®

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location of Harsh Ram, CFA, FMVA®Auckland, Auckland, New Zealand
Phone number of Harsh Ram, CFA, FMVA®+91 xxxx xxxxx
Followers of Harsh Ram, CFA, FMVA®544 followers
  • Timeline

    Nov 2009 - Feb 2010

    Summer Intern

    Palmerston North City Council
    Nov 2010 - Jan 2014

    Transportation Engineer

    GHD
    Jan 2014 - Nov 2021

    Corporate Relationship Manager

    ANZ
    Auckland, New Zealand
    Current Company
    Nov 2021 - now

    Director

    Westpac Institutional Bank
    Auckland, New Zealand
  • About me

    Director - Senior Credit Analyst

  • Education

    • Hawera high school

      2000 - 2005

      Activities and Societies: Head Boy; 1st XI Hockey; 1st XI Cricket

    • The university of auckland

      2006 - 2010
      Conjoint bachelor of engineering (be) (honours) / bachelor of commerce (bcom) civil engineering / accounting first class honours

      Activities and Societies: University hockey team

  • Experience

    • Palmerston north city council

      Nov 2009 - Feb 2010
      Summer intern

      Responsibilities:• Asset Management• Contract Documentation

    • Ghd

      Nov 2010 - Jan 2014
      Transportation engineer

      Responsibilities:• Traffic modelling (SIDRA, TRANSYT, LINSIG)• Traffic signal design and road design• Data analysis (Excel)• Cost Estimation• Report Writing• Stakeholder Liaison• Managing small projects

    • Anz

      Jan 2014 - Nov 2021

      Responsibilities:• Portfolio management (c. 50 clients; $100M funds)• Liaise with new and existing commercial clients (written; verbal)• Credit analysis (secured / unsecured lending)• Financial Analysis (balance sheet / P&L / cashflow)• Identify cross-sell opportunities• Negotiation Responsibilities:• Liaise with commercial clients (written; verbal)• Credit analysis (secured / unsecured lending)• Financial Analysis (balance sheet / P&L / cashflow)• Identify cross-sell opportunities

      • Corporate Relationship Manager

        Feb 2021 - Nov 2021
      • Relationship Manager

        May 2016 - Feb 2021
      • Relationship Associate

        Jan 2014 - May 2016
    • Westpac institutional bank

      Nov 2021 - now
      • Director

        Dec 2022 - now
      • Associate Director

        Nov 2021 - Dec 2022
  • Licenses & Certifications

    • Cfa institute charterholder

      Cfa institute
      Aug 2024
      View certificate certificate
    • Financial modeling & valuation analyst (fmva) ®

      Corporate finance institute® (cfi)
      Sept 2024
      View certificate certificate