Experience

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  Jana small finance bank

  Aug 2016 - Mar 2018

  •New customers acquisition for JLG and nano buisness loans .•Manage and motivate a team of 25 sales and collection executives.•Handled 14200+ accounts portfolio of 80Cr without NPA.•Training the executives on different products and usage of FOS and sfdc. •Planning monthly and quarterly Targets, costs and productivity of the area.• Monitoring collection portfolio of allotted accounts.•Handled Bucket wise collection and PTP's recovery.•Regular monitoring and keep business sync with the plans .•Suspense cash handling.•Planning and analysing credit lend and worthiness of customers. Show less

  • Area Head

    Oct 2016 - Mar 2018

  • Executive Trainee

    Aug 2016 - Oct 2016
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  Idfc first bank

  Mar 2018 - Mar 2020

  Territory manager micro lap and unsecured business loans

  •Handled Business loans and ST LAP through DST channel (secured and unsecured)•Handled team of 20 DST's including team leaders and sales co ordinators•Achieving Business targets in given territory•Planning and implementing new sales strategies for given territory•WIRR @ 26%-30% Cross selling the Insurance &IHO. Third Party Products..•Planning and assigning targets •Analysing customers behaviour in given territory market regularly to increase Business and retain existing customers base.•Monitoring collections and port folio behaviour.•Training sales staff on policy changes and goals settings to increase DST performance•Desigining Reward and appreciation program for every month and quarter for performers .•Liaise with Credit team, operations and RCU for smooth flow of business.•Pushing Cross sell through DST channel•Ensuring that all business activities carried out by staff in their designed roles comply with defined company policy and procedures. Show less

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  Aye finance pvt. ltd

  Sept 2020 - Mar 2022

  Branch head ( sme secured loans and unsecured business loans )

  Handled 2 Branches Mysore and Chamarajanagar as Branch Manager with team size of 25 Members for secured and unsecured loans , collection & Recovery. I was one of the top performer during my term as BM .

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  Ambit private limited

  Aug 2022 - Apr 2024

  Branch manager

  Managed SME Business and collection with Direct team sales managers in Mysore region started branch from inception level to one of the profitability branch in entire south regionAwarded as Best Branch for south 22-23 from CEO and BH

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  Veritas finance limited

  Apr 2024 - now

  Area manager

  Responsible for handling Home loans and LAP for Mysore and Hassan clusters consisting of 5 branches and planning to set up additional 3 branches experienced and responsible for setting up branches from scratch to business set.Responsible to manage both sales and collections