Abhishek Pandey

Experience

• 

  Shriram Transport Finance Company Limited

  Jan 2017 - Aug 2019

  Worked as Branch Collection Manager, I experienced field collection & team handling in secured CV Loans also worked along with legal teams for vehicle repossession along with other collection options provided by organization. Working in STFC as a Management Trainee was exposed to different domains of CV Sales, Collection, Recovery and all other front/back end processes of credit & documentation in Gwalior Region and Branch.

  • Branch Collection Manager

    Jun 2017 - Aug 2019

  • Management Trainee

    Jan 2017 - Jul 2017
• 

  IDFC FIRST Bank

  Sept 2019 - Apr 2020

  Collections Manager

  Worked in Consumer Durable Loans as Collections Manager on retail banking product collection in Indore and nearby areas.Worked with Collection Agencies from Bucket X to Write Off Buckets.

• 

  Axis Finance Limited

  May 2020 - Aug 2021

  Handling various outsourced collection vendors and working with them on collection activities of various secured products like PL, BL, MBL, SalPL along with unsecured CD loans in and around Pune.Handling various other related activities like Vendor Management, Receipt Reconciliation & training the inhouse team regarding updated policies of the same. Handled Collections for MP & Gujrat (Added Assignment) and empaneled Collection vendors across different locations of MP & Gujrat , Managed the NPA Buckets of the locations with inhouse as well as outsourced team of these locations.

  • Collections Manager (PUNE)

    Nov 2020 - Aug 2021

  • Collections Manager (INDORE)

    May 2020 - Oct 2020
• 

  Mahindra Home Finance

  Aug 2021 - Jun 2023

  Territory Manager Collections

  Handled Collection Delinquency in Branches spread across Mumbai and ROM including Pune, Kolhapur, Ahmednagar & Aurangabad. Ensured the rural NPA numbers to get down constantly by ensuring support from field team, government machinery and legal support.Stakeholder management including liasoning with customers, state government officials and lawyers. Strategics Planning of manpower requirement across locations & utilizing the potential of Branch Team.

• 

  Muthoot Homefin (India) Limited

  Jun 2023 - now

  Regional Portfolio Manager

  Responsible for Collections of Affordable Home Loans portfolio for Maharashtra and MP.Forecasting the quality of portfolio with central teams based in Mumbai and policy designing for incentives to ensure higher productivity from teams.Worked with CCO and HOD Collections to define a framework for quarterly review of field reach performance, improving the collections target in achieving locations.Ensuring delinquency control from initial buckets up to NPA by taking new and innovative measures. Maintaining portfolio health in collaboration with field, call and legal team support.Checking on cost of collections along with manpower retention.Collaborating with sales to ensure 100% recoveries in infant and nonstarter cases.Ensuring timely asset disposal of the repossessed property. Show less