
Timeline
About me
Operations | Former Sr. Director - Lending Operations - PayU Credit India | Fintech | SPJIMR | Michigan State University | Ex Housing.com | Ex Reliance Industries
Education

Christ jyoti hr. sec. school satna (m.p.)
1991 - 2004
University of mumbai
2004 - 2008Bachelor's degree civil engineering• Received Academic Achievement Awards consecutively for 3 years for securing First Rank in 2nd, 3rd & 4th year. • Received Scholarship from Sir Ratan Tata Trust for excellence in Academics. • Selected as Class Representative of Civil Engineering batch throughout the course.

S.p. jain institute of management & research
2013 - 2014Mba operations management
Michigan state university - eli broad college of business
2014 - 2014Advanced specialization in integrated supply chain management, lancing, michigan, usa
Experience

Reliance industries limited
Jan 2008 - Jan 2013Manager - epc projectsManagerProject -1 : Jamnagar Export Refinery Project, (JERP, Jamnagar) - [2008-2010]- Overall infrastructure development of Alkylation, FCU, ETP, Polypropylene, Sulphur plant units & MMC warehouses while managing a team of 100 workers and a project worth $20Mn.- Logistics management for a fleet of 50+ construction equipments on day-to-day basis. - Work distribution, selection of construction methodologies and resource deployment to maximize the output at optimum cost Project -2 : Sir HN Reliance Foundation Hospital Project (Mumbai) - [2010-2013]- End to end project management and execution of 22 storey Hospital Building (North Block)- Evaluation of bids, site execution, supply chain management, planning, monitoring & reporting project performance and final handover of the project.- Led a team of 150 including engineers, supervisors and workers- Planning, budgeting, vendor evaluation & selection, and quality assurance efforts.- Cross team coordination with architects, structural design engineers, suppliers & contractors to identify and address critical issues. Show less

Housing.com
Mar 2015 - Jul 2016Led a team of 400 employees.Data operations management for Primary Market Creating & Managing Proview & Slice View listings of residential projects across 120 cities. Construction Progress / Project monitoring & data collection of under construction residential projects across various cities.R&D and Pilot activities for new products. Setting up teams for scaling up production for the same.
General Manager Operations
Mar 2016 - Jul 2016Senior Manager Operations
Mar 2015 - Feb 2016

Oyo
Aug 2016 - Oct 2016Head - operations
Payu
Nov 2016 - nowCurrently leading a workforce of ~400 employees across credit operations, sales operations, and customer support to handle end to end operations from loan origination to disbursal, including post disbursal customer support. Built capabilities through strategic investments in the areas of field operations, automations and tools & processes to enable the organisation to operate in more than 250 cities across India.Created robust processes around Fraud Detection & Investigation, Risk & Compliance, Credit Underwriting and Audits. Spearheaded tech & data led innovations in the areas of Underwriting, KYC onboarding, Verification through digital footprints and Surrogates to build frictionless customer onboarding & verification journey.Represented the organisation with an additional role of Nodal Office for Fraud Investigation & Reporting to interact with Reserve Bank of India on related topics & queries.Ancillary tasks include co-lender management, supplier management, strategic product prioritisation, api integration with vendors and coordination with collections team. Show less
Sr Director - PL Operations
Jul 2024 - nowDirector - PL Operations
Jun 2022 - Jun 2024Head - Credit Operations
Nov 2016 - Jun 2022
Licenses & Certifications

Leadership fundamentals virtual programme
Insense dynamixMar 2021
Volunteer Experience
Consultant
Issued by Haritika on Jun 2014
Associated with Mridul Paharia
Languages
- enEnglish
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