Ahmad Darwish Bakry

Experience

• 

  CIB Egypt

  Aug 2008 - Jul 2013

  •In charge of the processing and administration of all types of trade finance products including LCs, LGs and collections , in accordance with organizational policies, the Uniform Customs and Practices for Documentary Credits (UCP) guidelines and import and export restrictions.• Responsible for processing and implementing of all the foreign exchange deals between the branch ,the treasury and the dealing room including the swap and forward deals .•Processing and monitoring all the outing and incoming swifts, wire transfers and payment orders.•Receiving, examining and executing all the checks under collection with the accordance with the established guide lines and the Egyptian law for checks.•Acts as first point of contact for customers, handling their inquiries and requests for information, service assistance and problem resolution. •Applying the bank’s SOP and policies with the accordance with the anti-money laundry laws & procedures.•Preparing the monthly reports and proofs for the Department. عرض أقل •Sell to the new to bank and existing customers the bank products and services.•Deliver quality service to customers on various banking products, accounts, and services enquiries in an effective and efficient manner to achieve total customer satisfaction. •Receives customers' requests, analyzes requests, provides information requested or ascertains who best can provide the information, and routes the request to the proper person.•Performs other allied duties as assigned by supervisor. عرض أقل

  • Team Leader Internal Audit

    Jul 2012 - Jul 2013

  • Operations Specialist

    Mar 2010 - Jul 2012

  • Customer Service Specialist

    Aug 2008 - Mar 2010
• 

  Aibankeg

  Aug 2013 - Aug 2017

  -Preparing full analysis for the client including the company's background, its production cycle, the industry and company's risk analysis, and the financial statements, projection and sensitivity analysis.•Prepare credit proposals by negotiation of credit terms, pricing and collateral requirements under the bank’s guidelines.•Explore new business opportunities of commercial banking products through different business networks and channels to achieve designated business targets.•To manage and enhance the existing commercial portfolio.•Maintain periodical monitoring and control aspects i.e. analyzing of the accounts statements and its utilization, documentation, and periodical visits for the clients.•Preparing and monitoring periodical reports to identify and minimize credit risk within the portfolio.- عرض أقل •Responsible for setting the short term plans and goals for the Trade Finance department in the branch with the accordance with the long term strategic plans provided by the top management. •Manage the clients’ relationship in trade finance area, and liaises at senior levels including owners, finance directors. Provide them with the advice on the types, requirements, and issues related to letters of credit, collections and guarantees. •In charge of monitoring the processing and the administration of all types of trade finance products including LCs, collections and guarantees, in accordance with organizational policies, the Uniform Customs and Practices for Documentary Credits (UCP) guidelines and import and export restrictions. عرض أقل

  • Senior SME's Officer

    Sept 2015 - Aug 2017

  • Head of Trade Finance Department

    Aug 2013 - Apr 2016
• 

  ALEXBANK

  Sept 2017 - now

  - Boosting, managing & monitoring the sales performance of the Small Business team.- Engaging with prospect customers and helping to close deals.- Coordinating and managing the relationship between our business side and the risk side to ensure the maximum productivity and the adherence to the rules and the SLA from both sides.- Achievements: achieving 106% of the assigned budget in only 5 months.- Ensure that credit facilities granted are operating efficiently at any point of time through easing and accelerating the activation and the operation of the facility limits. - Monitoring and supporting in handling the customers with past dues, and delinquency cases. - Compile, analyze and report portfolio status against risk appetite and tolerance, policies, parameters, industry profiling, early warning signals and risk triggers. These reports are presented to EXCO, BOD and Intesa San Paolo Portfolio Management Unit.- Achievements: reducing the NPL ration to reach 6.2%. عرض أقل - Lead and manage a team which is responsible for the acquisition of new clients and maintaining the relationship with the existing portfolio.- Review and manage all the team credit memorandums & proposals before submitting them to the Underwriting – Risk department.- Set effective action plans to achieve the portfolio’s targets as designated by the Head of SMEs.- Motivate and encourage the team to maintain a healthy working environment and embrace cooperation & team spirit.- Supporting the RM in managing the business daily operations smoothly and meeting the annual targets.- Review the credit facilities and ensure that they are in-compliance with internal and external credit regulations with the consideration of the profitability of the bank and the quality of the portfolio.- Supporting the RM in conducting calls with the existing clients to ensure that granted facilities are utilized in agreed upon purposes and prepare call reports accordingly.- Closely monitor past dues report and take any required action after consulting with unit head and strictly adhere to bank credit and legal policies.- Identify expansion opportunities with existing clientele base to achieve portfolio growth. عرض أقل - Prepare and reviewing the credit proposals and presenting it to the underwriting risk department.- Ensure that it fits within the Bank’s strategy and its credit policy, also in compliance with CBE’s regulatory regulations.- Appraisal, assessment & control of credit exposures.- Monitoring portfolio of assets and exercising close surveillance to ensure its healthy status.- Research and analyze both micro and macro development in relation to credits to provide anticipatory warnings of risks.- Identify weak accounts within the portfolio and go for downgrading – with or without provisioning.- Heading a team of Assistant RMs, commercial analysts, and assistant analysts.- Achievements: 2018: 2nd Best achiever (145%), 2019: 1st ranked (160%), 2020: 104% of target. عرض أقل

  • Acting as Head of Small Business Development & Portfolio Management Unit

    Sept 2023 - now

  • Senior Relationship Manager - Medium Enterprises

    Jan 2021 - Sept 2023

  • Medium Enterprises and Investment Banking Relationship Manager

    Sept 2017 - Dec 2020