Experience

• 

  Bank alfalah limited

  Jun 2014 - Aug 2014

  Internee
• 

  Orix leasing pakistan limited

  Jun 2016 - Jun 2019

  Credit & marketing officer

  • I assured my visible presence in assigned market territories thru aggressive marketing efforts (Multan, Shujabad, Muzafargarh, Khanewal, Mian channu and surrounding areas) and explore new potential businesses i.e Public Transporters, Goods Transporters, Petrol Pumps, different SME businesses, organizations and individuals. • Thru a well-diversified customer base, I was able to enhance existing portfolio of PKR 35.00-M to PKR 60.00-M by 2018 in Multan Office. • To explore and to taste dynamics of other markets in 2018 I, accepted an exciting opportunity to serve in ORIX Leasing Pakistan Limited - Bahawalpur Office. Territory assigned to me was Bahawalpur, Hasilpur, Chishtian & Haroonabad. By 2019 I, successfully increased portfolio size from PKR 75.00-M to PKR 97.00-M. And contributed 27% in total target number of Bahawalpur office. • I took market references and conducted physical business visits for new clients and to access and judge current business position of existing clients. Show less

• 

  Habib bank limited

  Jun 2019 - now

  • After serving 11 months in Retail Banking Group and always eager to grab a challenging role. I, decided to pursue an exhilarating opportunity in Corporate, Commercial & Investment Banking Group. Here I, was handed over with a portfolio of PKR 1.880-Bn.• Thru tireless marketing efforts existing portfolio of PKR 1.880-Bn is increased upto PKR 3.292-Bn with an addition of PKR 1.412-Bn till 2022. Portfolio of Bahawalpur unit is contributing 35.42% in total advances of Bahawalpur region.• I frequently make market visits in territories of Lodhran, Bahawalpur, Ahmedpur, Uch Sharif, Hasilpur, Chishtian, Bahawalnagar, Haroonabad and adjoining areas. • Managing number of KPI’s to achieve annual budget numbers by strategizing and channelizing customer needs, cash flows and other variables. • I also have to process credit proposals, keeping an eye on client’s business, to stay abreast with current industry/market trends and updates. And to stay up to date regarding SBP prudential regulations & credit policies. Show less • In 2019 a thrilling opportunity by HBL was offered. Assignment was to retain and develop portfolio of SME segment. Territories of Bahawalpur, Ahmedpur, Uch Sharif and surroundings were designated. I worked hard on war foot basis to build up portfolio. I rigorously visited retailers, transporters, small and medium business owners and grabbed every single opportunity to achieve what I was aiming for. I, managed and contributed PKR 15.00-M in existing portfolio of PKR 55.00-M in a short span of time. • I performed marketing and business development activities in order to achieve allocated budget numbers, processing & preparation of quality credit line proposals, conducting in-depth analysis of market position, security/collateral and evaluation of risk & to keep up to date knowledge regarding SBP prudential regulations, credit policies & schemes. Show less

  • Relationship Manager - Corporate Commercial & Investment Banking Group

    Apr 2020 - now

  • Relationship Manager - Retail Lending

    Jun 2019 - Mar 2020