
Timeline
About me
Assistant General Manager | NABFINS Ltd | Financial Inclusion | Microfinance business & operations | Setting up operations | BC operations & empanelment | Training & development | Credit appraisal | Team Management |
Education

Kiit university
2010 - 2014Bachelor’s degree electrical engineeringActivities and Societies: Member of the KIIT Literary society,

Stewart science college
2008 - 2010Science maths, physics, chemistry, biology 1st division
New stewart school
1996 - 2008Activities and Societies: House Prefect from 2005-2008, Secured 1st position in the CEAT quiz competition, 3rd position in the Spelling BEE and vocabulary contest

Xavier institute of management
2014 - 2016Master of business administration (m.b.a.) rural managementActivities and Societies: Core member of IlluminatiX || The PR & Media cell of XIMB,Organised TEDx XIMB 2016, part of the organizing team of Communique the annual media conclave of XIMB
Experience

Rang de
Jan 2015 - Jan 2015Summer internImpact Tools Assessment

Nabfins ltd
Apr 2016 - now1) Heading BC operations across PAN India2) Looking after Second level institutions across India for financial liaisons3) Looking into new product development 4) Heading strategy implementation in day to day operations5) Ensuring achievement of target on a PAN India level in BC vertical6) Looking for empanelment of new BCs7) Lending to institution needing financial inclusion and growth.8) Heading the Strategy and planning, Product Development Department (SPDD)for innovation of new product as well as suggesting strategies regarding the optimum utilisation of resources for result driven business outcomes Show less 1) Started operations from scratch in Odisha2) Ensured the DL vertical is established in Odisha in full force3) Opened 30+ branches fulfilling admin and HR requirements 4) Provided ample training sessions to a team size of more than 200 people 5) Achieved business targets month on month6) Ensured quality of the portfolio is maintained by ensuring 100% collections 7) Mitigated operational risks by identifying early warning signals 8) Ensure that subordinates are groomed accordingly 9) Post disbursement visits to ensure the client base is genuine 10) Expanded the state operations from northern belt till south of the state Show less 1) Took over operations in Chhattisgarh for establishing sound portfolio of NABFINS Ltd2) Responsible for achieving targets in terms of business3) Ensuring 100% collections through sound BC and BF partners4) Examining and empanelment of sound NGOs as BC/BF partners for NABFINS Ltd5) Conducting regular meetings with DDMs of NABARD for improvement of liaisons 6) Attending monthly sessions at NABARD RO for ensuring shortlist of quality NGOs with strong balance sheet to be eligible for becoming Business Correspondent for NABFINS Ltd Show less 1) Primarily to expand business in parts of my region where no other banks or MFIs are reaching out, 2) Work on the product efficiently that we offer. 3) Lending group loans and empowering women, 4) Apart from that looking over the operations going on in my region which include receiving recommendation of groups by our business correspondents, paying those groups a visit for scrutiny purpose, if they turn out to be efficient, grading them as to what amount should be sanctioned to them which they can easily repay and in the process not only provide them money but skill to utilize the money properly.5) Sourcing of business partners with the help of NABARD officials6) Empaneling NGOs as our Business Corespondent and cooperatives as our SLIs 7) Post disbursement visits8) Surprise visits to other district offices in my region Show less
Assistant General Manager
Jan 2024 - nowSenior Manager
May 2019 - Dec 2023Senior Manager
Jan 2017 - May 2019Regional Manager
Apr 2016 - Dec 2016
Licenses & Certifications

Industrial automation
Central tool room and training centre(cttc),bhubaneswarJun 2013
Power transmission
Odisha power transmission corporation limitedJun 2012
Languages
- enEnglish, oriya, hindi
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