Experience

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  First chicago corporation

  Jan 1991 - Jan 1993

  Team leader/vice president

  • Managed a team of four professionals to implement workout strategies and restructure a $300-$400 million distressed real estate loan portfolio.• Extensive negotiations with CEO/CFO’s to successfully restructure loans.• Participated in a $2B portfolio divestiture strategy to sell distressed real estate loans to GECC.

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  First chicago nbd

  Jan 1993 - Jan 2000

  Senior vice president/credit officer

  • Managed a team of up to 13 underwriters responsible for $7-$14B of specialized industries credit portfolios– including Communications, Telecommunications, Health Care, Energy & Minerals, Retailing, Real Estate and select geographic portfolios.• Responsible for new deal underwriting, structuring, approval and ongoing portfolio management.• Developed a strong relationship and collaboration with business unit management.

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  Bank one (now part of jp morgan chase)

  Feb 2000 - Jun 2003

  Senior vice president/head commercial credit policy

  • Managed a seven-member team reporting to the Chief Risk Management Officer, responsible for new corporate risk management policies, standards and processes. • Oversaw monthly/quarterly risk reporting to the Board and served as Secretary of Executive Risk & Capital Committee.• Spearheaded the design, policy definition and implementation of a two-tiered commercial risk rating system to better classify and rate a company and its expected default frequency and loss given default.

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  Fifth third bank

  Jun 2003 - Jan 2015

  • Created Capital Markets Credit Group and managed up to 80 professionals.• Responsible for credit risk arising from Fifth Third’s Capital Markets Products Group including FX, Commodities Hedging, Interest Rate Derivatives, Syndications and Asset Securitization. Credit oversight and approval of Syndications $1.9B Term Loan B portfolio and $1.9B Treasury investment portfolio containing Corporate Bonds, CMBS and CLO’s. • Introduced and built the commercial credit underwriting, approval and portfolio management platform for National Lines of Business totaling $38.7B of exposure and $16.4B of outstandings comprised of Large Corporate, Mid Corporate, Healthcare, Structured Finance, National Direct Leasing, International, Financial Institutions and Energy. Show less

  • Chief Credit Officer Capital Markets

    Sept 2005 - Jan 2015

  • Chief Credit Officer Western Michigan

    Jun 2003 - Sept 2005
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  Project triple crown

  Jul 2015 - Mar 2017

  Co-founding partner/chief risk & credit officer

  Together with another former Fifth Third executive colleague, developed a business plan strategy and projections to raise private capital for the formation of a mid to large ticket equipment finance venture. Triple Crown was focused on exploiting opportunities in the "B" to "BB" middle market and large corporate credit spectrum formerly served by GE Capital and CIT. Advanced discussions with a large insurance company were unable to be completed and a deal consummated due to changing market forces impacting this industry segment. Show less

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  Huntington national bank

  Nov 2018 - now

  Senior vice president, chief underwriter healthcare banking

  Responsible for leading and managing the underwriting and credit delivery of Huntington Bank's National Healthcare banking group.