Talk to sales Try for Free
Rajat Mandle

Rajat Mandle

Credit Manager

Followers of Rajat Mandle1000 followers
location of Rajat MandleBhopal, Madhya Pradesh, India

Connect with Rajat Mandle to Send Message

Connect

Connect with Rajat Mandle to Send Message

Connect

  • Timeline

  • About me

    Area Manager at Piramal Finance

  • Education

    • Prestige Institute of Management & Research

      2015 - 2017
      Master of Business Administration (M.B.A.) Marketing and Finance 7

      Activities and Societies: Coordinator of Marketing Committee at Prestige Institute of Management And Research, Indore. Council member of National Entrepreneurship Network (E-CELL) at Prestige Institute of Management And Research, Indore Studied and Scored with 75% in MBA in Marketing Management & Finance with DAVV Indore. During studies Actively participated in several events related to academic and cultural Programs, was Part of 2 major committees at College, Study was main focus but the exposure and learnings from these extra activities apart from studies for tremendous. Along with studies, attended 3 internships also.

    • Indira Gandhi National Open University

      2018 - 2020
      Post Graduation Diploma in Rural Development Rural Management 7

    • Symbiosis Centre for Distance Learning

      2023 -
      Post Graduation certificate in Business Analytics Finance and Risk

    • Institute for Excellence in Higher Education(IEHE),Bhopal(Autonomous)

      -
      Diploma in financial services Finance and Financial Management Services

    • Institute for Excellence in Higher Education(IEHE),Bhopal(Autonomous)

      2012 - 2015
      Bachelor’s Degree (Bcom Hons) Business Administration and Management, General

  • Experience

    • DCB Bank

      Jun 2017 - Jun 2020
      Credit Manager

      -Responsibility for Credit & Risk Process of Micro Finance Products at DCB Bank Ltd.- Over all Responsibilities of Business Correspondence with the DCB Bank Ltd.-Process of whole location of MP Branches .- Take care of 2 Products of 1. Joint Liability Group Loans (JLG)2. Micro Business Loan (MBL-LAP)- Sanctions of these loans in line with the set of product policies and regulatory guidelines.-Verification of Documents for sanction as well for Disbursement of JLG and MBL-LAP.-Ensure quality Growth of the portfolio under the BC with DCB Bank.- Meeting with SHGs/JLGs and interaction on credit recovery policy.-Coordination with Business Corospondent and Ops for any process and business related activities.- Process Design , Modification / improvement & coordination with Teams related to Micro Finance Model. - Conducting product and Process related training programs of BC’s Operations team, sales team for improving their system in line with Bank . Show less

    • HDFC Bank

      Jun 2020 - Oct 2022
      Fraud and Investigation Manager

      Risk Intelligence and control- InvestigationsTaking care for Risk Control & Fraud Investigations for overall Business of Bhopal & Jabalpur Hub Branches.~Responsible for Unsecured Loans,TWL, AL,Working Capital,Consumer Loans,JLG Loans and Gold Loan with the team of 5 RIC officers and RIC Agencies. ~Responsible for imparting trainings to sales team, DSA, Agency Staffs and other stake holders related to Do’s & Don’t.~Investigations related to Non Starter, POT NPA, Skipped Customers, Several cross check Activities related to Gold Loan, Cross Check activity related to Microfinance- JLG & CD Loans. ~ Fraud Recovery from non starter, Business / Credit Referred cases.~ Several types of Reports & MIS preparation for Marking on confirmed fraud,Designing of Modus operandi for FMR cases which reports to RBI.~ Investigations & Verifications on Customer Complaints through Branches / Direct / CRM.~ Police Complaints on Risk alert Profiles and Documents.~ Decease (Death) Customer verification.~ Post Disbursement Asset verification.•••Overall custodian of Investigations activities take place at Bank for Bhopal and Jabalpur Hub.••• Show less

    • Bandhan Bank

      Oct 2022 - Mar 2025

      Taking care for Risk Control & Fraud Investigations for overall Business of Bhopal and Gwalior Cluster Branches.

      • Area Manager

        Oct 2022 - Mar 2025

      • Manager at Bandhan Bank

        Oct 2022 - Aug 2023

    • Piramal Capital & Housing Finance Limited

      Mar 2025 - now
      Area FCU Manager

  • Licenses & Certifications

    • Being an Effective Team Member

      LinkedIn
      Apr 2020
      View certificate certificate

    • Certification training in Credit Appraisal from Indian institute of Banking and Finance, Delhi

      Indian Institute of Banking and Finance
      Dec 2019

    • Certification in Business Corrospondence / Facilators from India Institute of Banking and Finance.

      Indian Institute of Banking and Finance
      Mar 2019